Pensions

Private Pensions

In the UK we have many different types of Pension Schemes available, such as; Private Pensions, Personal Pension Schemes and Plans, SIPP Pensions and various types of Company Pension Schemes. If you are looking for Pension Advice this website will help you find it. Private Pensions are currently the most most popular way to save for retirement for those that do not have access to a company pension scheme. They are normally available from age 18 and you can take the benefits anytime from age 55. Pension advice is crucial if you are to get the retirement you deserve.

Pension Advice

When deciding on which pension is best for you it is very important to take independent pension advice, the difference between the best and worst performing pension is significant. An Independent Financial Adviser will conduct research on the whole market and give you pension advice on the right company for your circumstances.

Independent Pensions Advice

SIPP Pensions

This new popular breed of pensions allows you a much wider range of investment options. SIPP Pensions allow you to invest directly into shares and also commercial property. They are available for individuals and also for companies as Group SIPPs. As with private pensions, again pension advice is important as the difference in charging structure can make a big difference to your eventual pension pot.

A new product launched by a number of providers recently is the Family SIPP. It is a self invested personal pension established as a separate trust with its own Trust Deed and Rules, which is separately registered with HM Revenue & Customs. Unlike private pensions this product allows groups of individuals, such as family members or business partners, to pool their pension arrangements into one scheme and enables additional flexibility for retirement planning, including the option of Scheme Pension. Because of the complicated nature of family SIPPs, Independent pension advice is crucial.

Company Pensions

As an employer you will already know that company pensions are one of the best staff retention tools available. Employees really appreciate their employer making pension contributions on their behalf. Of course your staff could take out private pensions of their own. There are many types of pension scheme available but perhaps the most popular are Group Pensions where both employer and employee can make contributions with tax relief on contributions. Company Pension Plans can be funded or non-funded. Non-funded simply means that you don’t pay into the scheme, the company pays your company pension contributions for you. Comapny Pension advice should always be sought to ensure that you give employees the best possible chance of a good retirement.

Company Pension Advice

Why choose us for Company Pension Advice?

  • we take care to understand your needs
  • We can help those that prefer private pensions in their own right
  • we can offer a wide range of investments specifically tailored towards your objectives
  • we have a specialist Pensions team, pension advice from a specialist team who are able to advise you on all aspects of Pensions, Self Invested Personal Pensions and Company Pension Schemes

About our Advisers

We have advisers nationwide and in all the major UK cities such as London, Manchester, Liverpool and Leeds.

For information on private pensions and Independent Pensions Advice or Company Pension Advice call 0800 043 6701 or complete the form opposite.